“Homebuying 301: Be a Savvy Buyer” Class in Steamboat

By Susana

Do you remember when and how you first learned about how to buy a house? Was it a parent that sat you down and explained all of the ins and outs of Agency Disclosure, what affects your credit score, and how to read a Settlement Statement? Or did you learn by the seat of your pants – still not knowing what you actually signed, if you had options, or if you truly got the best deal? Fact #1: Every square inch of private land and the buildings on them, is owned by someone. This means someone had to buy it.Fact #2: For the vast majority of us, our homes are the largest single purchase we will ever make.Fact #3: There typically is not a class on it, neither in high school nor in college nor just for the general public.I am going to do something to change Fact #3; at least in this small hamlet of Steamboat Springs, Colorado (my sister from Orlando calls Steamboat “Mayberry”).

Next week I begin teaching a four-part class at CMC, our local Community college (Colorado Mountain College, Alpine Campus). The title is Homebuying 301: Be a Savvy Buyer! I am offering this class to the general public, and for a great price -for free- as I strongly believe Knowledge is Power, and that this particular class teaches an essential life skill.

Especially with incentives for first-time homebuyers, rock bottom mortgage rates (the last time they were this low, was the year I was born, and that was a looong time ago!), a record number of homes on the market, reduced prices (some drastically) and some very motivated sellers, I believe that it is time for prospective home buyers (whether buying now or in their future) to become educated!

To help teach this class, I am bringing in other experts to discuss market trends, financing options and procedures, contracts, title work, inspections, appraisals and closings. I’ll address the benefits of home ownership, renting vs. buying, current incentives, agency, contract negotiations, and how to find the best home for your money.

If you are in town and would like to attend, or know someone in town who would benefit by learning how to buy real estate in Steamboat Springs, Colorado, please spread the word and then register by calling me at 970-846-3728 or toll-free at 877-970-8885. I’d love to see you there!

Class 1: Monday, April 13 6 – 8 p.m. CMC Bristol Hall Rm 118

Why Should I Buy? , What About this Market? andHow Do I Find the Best Home For My Money? Guest: Bruce Carta, Land Title Guarantee Co.Class 2: Thursday, April 16 6 – 8 p.m. CMC Bristol Hall Rm118 What Will it Take For Me to Get a Mortgage?Guests: Kathryn Pedersen & Holly Rogers, Yampa Valley BankNote: One week off for the public school’s Spring Break. Class 3: Monday, April 27 6 – 8 p.m. CMC Bristol Hall Rm 118 What’s All This Fine Print Above My Signature? and How Do I Make Sure My Home’s Not a Lemon (Part 1)? Guests: Jane Denning, Lawyers Title Co. and  Jim Yannaccone, ASI Appraisal Services

Class 4: Thursday, April 30 6 – 8 p.m. CMC Bristol Hall Rm 118

How Do I Make Sure My Home’s Not a Lemon (Part 2)? and What Really Happens on the “Day of Closing”?Guests: Greg Pohlman, Complete Home Inspections, Todd Wichelhaus, Stewart Title and Holly Rogers, Yampa Valley Bank

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